Voluntary Insurance Programs

man writing checkIn recent years, working Americans are increasingly turning to voluntary benefits to fill the gaps in their coverage needs and to supplement their personal financial planning.

There are a variety of voluntary benefits that can be offered. Employees can elect to purchase only those benefits that they need. The premium for these voluntary benefits is paid for in full by the employees, with no direct costs incurred by employers.

However, because they are offered through the workplace, they often feature convenient payroll deduction for premium payments and can also be purchased through a flexible benefits plan that allow the employee to pay for coverage with pretax dollars.

Some of the benefits offered include:

  • Supplemental Life and Disability Plans
  • Accident and Injury Plans
  • Cancer Coverage
  • Specified Disease and Critical Illness
  • Hospital Indemnity Plans
  • Vision Benefits
  • Long Term Care Insurance

The benefit professionals at Benefit Technology Group, Inc. can tailor fit a series of programs that can meet the needs of your employees.

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